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Finance
To speak to Gaynor or Rowland at Darlington call 01325 466155, or to speak to Mark at Stockton please call 01642 633333.
Click on a section for more information:
Vauxhall Choices
Vauxhall choices is probably the most flexible way to buy your new Vauxhall. A combination of low, easy monthly payments and an optional final payment can be tailored to suit your needs.
Benefits:
- Affordability
Part of the vehicles value is deferred until the end of the agreement, therefore the monthly payments are lower than with other finance plans; - Initial Outlay
Your deposit can be as little as 10% of the price of the vehicle; - Financial Security
With our guaranteed minimum future value, you have the security of knowing how much your vehicle will be worth at the end of the agreement; - Choice
At the end of the agreement, you will have threee choices. Use your vehicle as a deposit, or part deposit against your new Vauxhall, make the final payment and keep your vehicle, or return the vehicle.
Hire Purchase
GMAC hire purchase represents the simplest way to finance your vehicle. Just pay a deposit, make regular monthly payments for a fixed period and at the end of the agreement, the vehicle belongs to you.
Benefits:
- Fixed Repayments
At the beginning of the agreement, the amount you will pay each month, and the repayment period, are both fixed and will not change; - Fixed Interest Rate
Even if other interest rates rise, the interest rate of your finance repayments will not be affected; - Flexible Payment Terms
Choose a repayment period to suit your budget. The longer the period, the lower your payments will be, alternatively choose a shorter period so that your agreement ends sooner; - Initial agreement Outlay
You choose to pay a deposit from as little as £100.
Payment Protection Plan
GMAC payment protection plan is a reliable and affordable safety net against unforeseen events which may affect your financial circumstances such as accident, sickness, critical illness and unemployment.
Benefits:
- Flexibility
Four levels of cover are available to suit your individuals needs; - Level 1 – Basic Cover
Settles the agreement if you die ( up to £50,000) or are diagnosed with certain critical illness (up to £10,000), leaving your family with less worry; - Level 2 – Accident protector cover
Basic cover plus help with the monthly repayments in the event of sickness, disease or injury ( up to £2000 per month) – even if you are receiving sick pay; - Level 3 – Unemployment Protector Cover
Basic cover plus help with the monthly payments in the event off your involuntary unemployment (up to £2000 per month); - Level 4 – Full Cover
Full cover combines the benefits of Basic cover, accident protector and unemployment protector to give you complete peace of mind.
Valueguard
If your car is stolen or written-off, GMAC Valueguard acts to make up the difference between your insurance payout and the actual balance needed to settle your finance agreement, or replace the vehicle.
Benefits:
- Flexibility
You can choose from three levels of cover to suit your individual needs; - Level 1 – Finance Repayment
Meets the difference between your insurance payout and what you need to pay off your finance agreement in full, leaving you free to take out a new plan and get yourself straight back on the road; - Level 2 – Purchase Price Refund
Will pay the difference between your insurance settlement and the price you originally paid for your vehicle. Giving you a comfortable deposit towards your replacement vehicle; - Level 3 – Equivalent Vehicle price
Will pay the difference between your insurance settlement and the current price of a replacement vehicle, even if the price has increased. The payout could represent a significant deposit for your next vehicle; - Simplicity
Full cover combines the benefits of Basic cover, accident protector and unemployment protector to give you complete peace of mind.
Take out GMAC Valueguard when you buy your vehicle and your Sales Consultant will be able to answer any questions and arrange cover for you.
Finance Lease
This is an agreement that allows you to hire a vehicle for a fixed period without the option of ownership. Payments cover both the initial cost of the vehicle and the finance charges. An initial deposit, usually equal to three months rentals, is collected in advance.
At the end of the contract, the proceeds from the sale of the vehicle, less a small administrative fee, are returned to you. In effect a refund on a proportion of your rentals payments.
Benefits:
- Rentals payable up to 48 months;
- Use without ownership of vehicle;
- Eliminates capital expense;
- Improved cash flow with rentals paid from revenue income;
- VAT reclaimable (depending on usage);
- Rentals allowable against taxable profits;
- You benefit from the net sale proceeds;
Sherwoods Vauxhall offer a wide range of flexible finance packages to suit our customers' needs. Our packages are highly competitive, and ensure you are get the right deal. Please use the button above for further information.
Finance is offered subject to status. Written quotations are available on request.
Contact our Darlington showroom for more information about the packages we offer.
for more information about the packages we offer.
