/ Finance
Finance
To speak to Peter Mckinney at Darlington call 0845 415 0690, or to speak to
David Nelson at Stockton please call 0845 415 0691, or to speak to
Michael Luke at Northallerton please call 0845 415 0692.
Click on a section for more information:
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Vauxhall Choices
Vauxhall choices is probably the most flexible way to buy your new Vauxhall. A combination of low, easy monthly payments and an optional final payment can be tailored to suit your needs.
Highlights:
- Affordability
Part of the vehicles value is deferred until the end of the agreement, therefore the monthly payments are lower than with other finance plans;
- Initial Outlay
Your deposit can be as little as 10% of the price of the vehicle;
- Financial Security
With our guaranteed minimum future value, you have the security of knowing how much your vehicle will be worth at the end of the agreement;
- Choice
At the end of the agreement, you will have threee choices. Use your vehicle as a deposit, or part deposit against your new Vauxhall, make the final payment and keep your vehicle, or return the vehicle.
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Hire Purchase
Highlights:
- Fixed Repayments
At the beginning of the agreement, the amount you will pay each month, and the repayment period, are both fixed and will not change;
- Fixed Interest Rate
Even if other interest rates rise, the interest rate of your finance repayments will not be affected;
- Flexible Payment Terms
Choose a repayment period to suit your budget. The longer the period, the lower your payments will be, alternatively choose a shorter period so that your agreement ends sooner;
- Initial agreement Outlay
You choose to pay a deposit from as little as £100.
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Finance Lease
This is an agreement that allows you to hire a vehicle for a fixed period without the option of ownership. Payments cover both the initial cost of the vehicle and the finance charges. An initial deposit, usually equal to three months rentals, is collected in advance.
At the end of the contract, the proceeds from the sale of the vehicle, less a small administrative fee, are returned to you. In effect a refund on a proportion of your rentals payments.
Highlights:
- Rentals payable up to 48 months;
- Use without ownership of vehicle;
- Eliminates capital expense;
- Improved cash flow with rentals paid from revenue income;
- VAT reclaimable (depending on usage);
- Rentals allowable against taxable profits;
- You benefit from the net sale proceeds;
Sherwoods Vauxhall offer a wide range of flexible finance packages to suit our customers' needs. Our packages are highly competitive, and ensure you are get the right deal. Please use the button above for further information.
Finance is offered subject to status. Written quotations are available on request.